Privacy Policy

1. Introduction

Welcome to CalculateToday (https://calculate-today.com). We provide free, browser-based financial calculators for income tax, EMI, SIP, GST, and more. This Privacy Policy explains what information we collect when you use our website, how we use it, and your choices regarding that information.

By using CalculateToday, you agree to the practices described in this policy. If you do not agree, please discontinue use of the site.

2. Information We Collect

CalculateToday is a fully client-side calculator tool. We do not require you to create an account, log in, or submit any personal information to use the calculators.

• Calculator inputs: All values you enter (income, loan amount, interest rate, etc.) are processed entirely in your browser and are never sent to our servers.
• Usage data: We may collect anonymous analytics data such as pages visited, time spent on a page, browser type, device type, and approximate geographic region (country/state). This data cannot be used to identify you personally.
• Log data: Like most websites, our hosting infrastructure automatically records standard server logs (IP address, referring URL, timestamp). These are used solely for security monitoring and are not linked to individual users.

3. How We Use Information

We use the anonymous information collected to:

• Understand which calculators are most useful and improve their accuracy.
• Diagnose technical issues and improve site performance.
• Analyse traffic patterns to prioritise new calculator features.
• Detect and prevent abuse or fraudulent activity.

We do not sell, rent, or share your personal information with third parties for their own marketing purposes.

4. Cookies

CalculateToday uses cookies and similar technologies to provide a better experience and to understand site usage.

• Analytics cookies: We use Google Analytics to collect anonymous usage statistics (pages viewed, session duration, device info). Google Analytics may set cookies in your browser. You can opt out using the Google Analytics Opt-out Browser Add-on.
• Functional cookies: Some features may use localStorage or session storage (entirely in your browser) to remember your last-used inputs. No data is transmitted to us.
• Third-party cookies: Affiliate partner links and embedded content from third-party services may set their own cookies. We do not control these cookies.

You can configure your browser to refuse all or some cookies, or to alert you when cookies are being set. If you disable or refuse cookies, some parts of this site may become inaccessible or not function properly.

5. Affiliate Link Disclosure

CalculateToday participates in affiliate marketing programs. This means that some links on this website — particularly links to financial products, banks, brokers, mutual fund platforms, or other financial services — are affiliate links.

If you click an affiliate link and subsequently sign up, open an account, or make a purchase, we may earn a small commission from the third-party provider. This comes at no additional cost to you — the price or terms you receive are identical to what you would get by visiting the provider directly.

Affiliate commissions help us keep all calculators free and maintain the website. Our editorial content, calculator logic, and product comparisons are not influenced by affiliate relationships. We only recommend products and services we consider genuinely useful for our users.

Affiliate links are clearly labelled where possible with a note such as “Affiliate link” or “We may earn a commission.” We comply with the guidelines of the Advertising Standards Council of India (ASCI) and applicable disclosure requirements.

6. Third-Party Services

Our website may link to or embed content from third-party services, including but not limited to:

• Google Analytics — website analytics. See Google's Privacy Policy.
• Affiliate networks (e.g., Cuelink, and direct partner programs) — for tracking referrals to financial products. Each network operates under its own privacy policy.
• Netlify — our hosting provider. Netlify may process server request logs. See Netlify's Privacy Policy.

We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before interacting with their services.

7. Data Security

Since CalculateToday does not collect or store personal data, financial inputs, or user accounts, the risk of a data breach affecting your personal information is minimal. All calculator computations occur locally in your browser.

Our website is served over HTTPS to encrypt data in transit. We take reasonable technical measures to protect the security of our infrastructure.

8. Children's Privacy

CalculateToday is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information through our website, please contact us and we will promptly delete it.

9. Your Rights

As we do not collect identifiable personal data, there is generally no personal data held by us to access, correct, or delete. However, if you have concerns about data held by any of our third-party service providers (e.g., Google Analytics), you may exercise your rights directly with those providers under applicable data protection laws.

Indian users may have rights under the Digital Personal Data Protection Act, 2023 (DPDPA). For questions, please contact us at the address below.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make changes, we will update the “Last updated” date at the top of this page. We encourage you to review this policy periodically.

Continued use of CalculateToday after any changes constitutes your acceptance of the revised policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at: