Estimate your National Pension Scheme corpus and monthly pension at retirement. See how the 60/40 lumpsum-annuity split works for your contributions.
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Calculate NPS Corpus
Most people miss this deduction. Equity NPS has historically returned 12–14% p.a. over 10 years.
| Provider | Type | Why pick this | |
|---|---|---|---|
GRW Groww NPS | Online | Easiest NPS UI · invest in 5 mins | Open NPS |
ETM ET Money NPS | Online | Zero commission · scheme switch in-app | Open NPS |
NSD NSDL eNPS | Official | Government portal — direct registration | Visit NSDL |
KFI KFintech NPS | Official | Alternative CRA · cheaper account ops | Visit KFintech |
HDF HDFC Pension | PFM | Top-performing equity-fund pension manager | View HDFC |
Returns based on government-declared rates and historical performance. Affiliate links — we may earn a commission at no cost to you.
Compare all NPS providersMost people miss this deduction. Equity NPS has historically returned 12–14% p.a. over 10 years.
| Provider | Type | Why pick this | |
|---|---|---|---|
GRW Groww NPS | Online | Easiest NPS UI · invest in 5 mins | Open NPS |
ETM ET Money NPS | Online | Zero commission · scheme switch in-app | Open NPS |
NSD NSDL eNPS | Official | Government portal — direct registration | Visit NSDL |
KFI KFintech NPS | Official | Alternative CRA · cheaper account ops | Visit KFintech |
HDF HDFC Pension | PFM | Top-performing equity-fund pension manager | View HDFC |
Returns based on government-declared rates and historical performance. Affiliate links — we may earn a commission at no cost to you.
Compare all NPS providersNPS (National Pension System) is a government-backed retirement savings scheme. You contribute monthly and at retirement get 60% as lumpsum (tax-free) and must use 40% to buy an annuity for monthly pension.
Under Section 80CCD(1): up to ?1.5L within 80C limit. Under 80CCD(1B): additional ?50K deduction. Employer contribution under 80CCD(2): up to 10% of basic (no upper limit). Lumpsum at maturity: 60% tax-free.
NPS offers multiple asset classes: Equity (Tier I) has given 10�13% historical returns. Corporate bonds: 8�10%. Government Securities: 7�9%. Lifecycle funds automatically shift allocation with age.
Most people miss this deduction. Equity NPS has historically returned 12–14% p.a. over 10 years.
| Provider | Type | Why pick this | |
|---|---|---|---|
GRW Groww NPS | Online | Easiest NPS UI · invest in 5 mins | Open NPS |
ETM ET Money NPS | Online | Zero commission · scheme switch in-app | Open NPS |
NSD NSDL eNPS | Official | Government portal — direct registration | Visit NSDL |
KFI KFintech NPS | Official | Alternative CRA · cheaper account ops | Visit KFintech |
HDF HDFC Pension | PFM | Top-performing equity-fund pension manager | View HDFC |
Returns based on government-declared rates and historical performance. Affiliate links — we may earn a commission at no cost to you.
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