Convert your annual CTC into monthly take-home salary. See the complete breakup of basic pay, HRA, PF and professional tax deductions.
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File on ClearTaxTake-home = Gross Salary � Employee PF � Professional Tax. Gross Salary = Basic + HRA + Special Allowance. CTC also includes Employer PF, which is not paid to the employee.
Typical breakup: Basic = 40% of CTC, HRA = 50% of Basic (metro), Special Allowance = remainder. Employee PF = 12% of Basic (capped at ?1800/month). Professional Tax = ?200/month.
Yes. 12% of basic salary (capped at ?1800/month) is deducted as Employee PF. An equal amount is contributed by the employer, but it forms part of CTC and is not in-hand.
Professional Tax is a state-level tax on salaries, typically ?200/month (?2,400/year). It varies by state � some states don't levy it at all.
Compare tax liability side-by-side under old and new income tax regimes. Find which regime saves you more money.
Calculate your HRA exemption under section 10(13A) based on actual HRA received, basic salary and rent paid.
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