Skip to main content
CalculateToday

Calculate Income Tax, SIP & Loan EMI

Free Indian calculators — new tax regime, home loan, car loan EMI, SIP returns and 30+ more.
No sign-up needed.

Browse Calculators

EMI Calculator

Universal EMI calculator — compute monthly instalment, total interest and amortization for any loan type.

SIP Calculator

Calculate the maturity amount and wealth gained from a monthly SIP investment over any time horizon.

Home Loan Calculator

Calculate home loan EMI, total interest payable and amortization schedule for any principal, rate and tenure.

New Income Tax 2025-26

NEW

Calculate income tax under the new regime for FY 2025-26 with updated slabs, 87A rebate, surcharge and cess.

Salary Calculator

Calculate your take-home salary from CTC. See breakup of basic pay, HRA, PF, professional tax and net in-hand salary.

Old vs New Regime

NEW

Compare tax liability side-by-side under old and new income tax regimes. Find which regime saves you more money.

GST Calculator

Add or remove GST from any amount. Get CGST and SGST breakdown for 5%, 18% or 40% GST rates (GST 2.0).

FD Calculator

Calculate Fixed Deposit maturity amount and interest earned for any compounding frequency and tenure.

PPF Calculator

Calculate Public Provident Fund maturity amount with yearly deposits at the current 7.1% PA interest rate.

Personal Loan Calculator

Calculate personal loan EMI, total interest cost and compare different tenures for any loan amount.

EPF Calculator

Calculate your Employee Provident Fund corpus at retirement based on salary, contribution rate and years of service.

Brokerage Calculator

NEW

Calculate exact trading charges — brokerage, STT, GST, stamp duty and net P&L for Intraday, Delivery, F&O Futures and Options on NSE and BSE.

EPF vs NPS vs PPF

NEW

Compare EPF, NPS and PPF retirement savings — returns, tax benefits, withdrawal rules and which builds the biggest corpus.

SIP vs Lumpsum

NEW

Compare SIP vs lumpsum investing — see which builds more wealth, handles market volatility better, and suits your financial situation.

Old vs New Tax Regime Guide

NEW

Full side-by-side breakdown of old vs new tax regime 2025-26 — tax rates, 80C/HRA deductions, 87A rebate, and which regime wins by salary slab.

Car Loan Calculator

Calculate car loan EMI, total interest and payment schedule. Compare different loan tenures instantly.

Lumpsum Calculator

Calculate the future value of a one-time lumpsum investment at an expected annual return rate.

NPS Calculator

Estimate your National Pension Scheme corpus and monthly pension at retirement based on contributions and returns.

HRA Exemption

Calculate your HRA exemption under section 10(13A) based on actual HRA received, basic salary and rent paid.

RD Calculator

Calculate Recurring Deposit maturity amount with monthly deposits at bank or post office interest rates.

Gratuity Calculator

Calculate gratuity amount payable on resignation or retirement based on last drawn salary and years of service.

Featured Guides

View all

GST 2.0 and the Inverted Duty Structure: When a Rate Cut Costs You Working Capital

GST 2.0 moved most 12% outputs down to 5% while inputs stayed at 18%, pushing many small manufacturers into an inverted duty structure. Rule 89(5) refunds the goods portion of the accumulated credit but not the input-service portion. Here is the arithmetic on what stays stranded.

9 min read

How to Save Tax in FY 2025-26: Complete Guide

A practical, numbers-first guide to saving income tax in FY 2025-26 under both old and new regimes. Covers 80C, HRA, NPS, home loan, and the best deductions for salaried individuals.

29 min read

How to Start a Rs 500 SIP in India: Complete Beginner's Guide (2026)

A step-by-step guide for beginners — students, freshers, first jobbers — to start a Rs 500 monthly SIP in mutual funds. Covers KYC, platform setup, fund selection, and what to do when you skip a month.

10 min read

Best FD Rates in India June 2026: Which Bank Gives Maximum Returns?

Compare fixed deposit interest rates across 15+ banks for June 2026 — SBI, HDFC, ICICI, Axis, Unity SFB, Suryoday SFB. Best FD rates for 1, 2, 3 and 5-year tenures with senior citizen rates.

10 min read

EPF vs VPF: Should You Voluntarily Increase Your PF Contribution?

Understand the difference between EPF and VPF, their tax benefits, interest rates, and whether increasing your PF contribution makes sense over other investments.

7 min read

Car Loan on Salary: How Much Can You Afford & Is It Worth It?

Learn how to calculate the right car loan amount for your salary, what EMI-to-income ratio banks use, and whether buying a car on loan makes financial sense.

6 min read

Used by 50,000+ Indians

Join thousands who trust CalculateToday for financial planning

★★★★★

"Finally a calculator that matches my actual tax liability. No signup, just accurate numbers. Saved me hours of spreadsheet work."

— Rajesh K., Mumbai

★★★★★

"Used the SIP calculator to compare step-up vs flat SIP. The numbers matched my mutual fund statement exactly. Very reliable."

— Priya M., Bangalore

★★★★★

"Home loan eligibility calculator helped me understand my maximum borrowing capacity before approaching banks. Saved embarrassing application rejections."

— Amit P., Delhi

Why Use CalculateToday?

CalculateToday offers 39+ free financial tools built for India — covering income tax (old & new regime, FY 2025-26), SIP returns, EMI, home buying costs, GST, PPF, NPS, EPF, FD, RD, CAGR, inflation, brokerage, and more. Every result uses the latest RBI-published interest rates, Income Tax India slabs, and government-declared scheme rates.

No sign-up. No ads cluttering your results. Just accurate numbers in seconds. Whether you are planning to buy a home, estimating SIP maturity, comparing old vs new regime, working out GST on a product, or checking your PPF corpus at retirement — you will find the right tool here.

Every tool works on mobile, tablet and desktop. Results update as you type, with year-by-year breakdowns and comparison panels where relevant. Bookmark any page for quick access — no account needed.

Last updated: 27 May 2026 · All calculators are for informational purposes only and do not constitute financial, tax, or legal advice. Consult a qualified professional before making financial decisions. Editorial Policy