Calculate the maturity value and wealth created from your monthly SIP investment. Includes a year-by-year growth chart and comparison panel for different scenarios.
Enter SIP details and click
Calculate SIP Returns
Top 10 mutual funds by 5-year returns. Pick the one that beats inflation.
| Fund | Category | 5Y CAGR | Your SIP Valueat this fund's return | Expense | |
|---|---|---|---|---|---|
NIP Nippon India Small Cap Fund TOP★★★★★ | Small Cap | 30.2%p.a. | ₹38.17 Lin 10 yrs | 0.74% | Invest |
QNT Quant Active Fund★★★★★ | Multi Cap | 28.5%p.a. | ₹33.88 Lin 10 yrs | 0.66% | Invest |
SBI SBI Small Cap Fund★★★★★ | Small Cap | 27.4%p.a. | ₹31.40 Lin 10 yrs | 0.75% | Invest |
HDF HDFC Mid Cap Opportunities★★★★★ | Mid Cap | 26.8%p.a. | ₹30.12 Lin 10 yrs | 0.81% | Invest |
PPF Parag Parikh Flexi Cap★★★★★ | Flexi Cap | 24.1%p.a. | ₹25.07 Lin 10 yrs | 0.79% | Invest |
MEL Mirae Asset ELSS Tax Saver★★★★★ | ELSS | 19.8%p.a. | ₹18.87 Lin 10 yrs | 0.55% | Invest |
ICI ICICI Prudential Bluechip★★★★☆ | Large Cap | 17.6%p.a. | ₹16.39 Lin 10 yrs | 0.96% | Invest |
MIR Mirae Asset Large Cap Fund★★★★☆ | Large Cap | 16.8%p.a. | ₹15.58 Lin 10 yrs | 0.55% | Invest |
AXS Axis Bluechip Fund★★★★☆ | Large Cap | 15.2%p.a. | ₹14.11 Lin 10 yrs | 0.51% | Invest |
UTI UTI Nifty 50 Index Fund★★★★☆ | Index | 14.8%p.a. | ₹13.76 Lin 10 yrs | 0.21% | Invest |
Past returns don't guarantee future performance. CAGR shown is historical data as of 2025. Affiliate links — we may earn a commission at no cost to you.
Browse all fundsAll offer free direct mutual funds. Choose the platform that fits your style — and watch that money grow.
| Platform | MF Commission | Funds | Key Feature | Rating | |
|---|---|---|---|---|---|
GRW Groww TOP | Free MF | 5,000+ | Simplest UI for beginners | ★★★★★ | Sign Up |
ZER Zerodha Coin FREE | Free | 3,500+ | India's largest broker | ★★★★★ | Sign Up |
AGN Angel One MF | Free MF | 4,000+ | Free demat + AI-led research | ★★★★☆ | Sign Up |
PYT Paytm Money | Free MF | 4,500+ | Built-in goal planning | ★★★★☆ | Sign Up |
ETM ET Money | Free MF | 3,000+ | Smart Deposit + tax-saver flows | ★★★★☆ | Sign Up |
KUV Kuvera | Free | 6,000+ | Family portfolio tracking | ★★★★☆ | Sign Up |
UPS Upstox MF | Free MF | 3,500+ | Combined stocks + MF in 1 app | ★★★★☆ | Sign Up |
ICD ICICI Direct MF | ₹0 MF | 5,000+ | Bank-backed, trusted by HNIs | ★★★☆☆ | Sign Up |
Affiliate links — we may earn a commission at no cost to you. Mutual fund investments are subject to market risk.
Browse all funds on GrowwZero commission on direct mutual funds. Compare fund choice, features and ratings before you pick.
| Platform | MF Commission | Funds | Key Feature | Rating | |
|---|---|---|---|---|---|
GRW Groww TOP | Free MF | 5,000+ | Simplest UI for beginners | ★★★★★ | Sign Up |
ZER Zerodha Coin FREE | Free | 3,500+ | India's largest broker | ★★★★★ | Sign Up |
AGN Angel One MF | Free MF | 4,000+ | Free demat + AI-led research | ★★★★☆ | Sign Up |
PYT Paytm Money | Free MF | 4,500+ | Built-in goal planning | ★★★★☆ | Sign Up |
ETM ET Money | Free MF | 3,000+ | Smart Deposit + tax-saver flows | ★★★★☆ | Sign Up |
KUV Kuvera | Free | 6,000+ | Family portfolio tracking | ★★★★☆ | Sign Up |
UPS Upstox MF | Free MF | 3,500+ | Combined stocks + MF in 1 app | ★★★★☆ | Sign Up |
ICD ICICI Direct MF | ₹0 MF | 5,000+ | Bank-backed, trusted by HNIs | ★★★☆☆ | Sign Up |
Affiliate links — we may earn a commission at no cost to you. Mutual fund investments are subject to market risk.
Browse all funds on GrowwSIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month. You buy fund units at the prevailing NAV, benefiting from rupee cost averaging over time.
Equity mutual funds have historically delivered 12-15% CAGR over long periods (10+ years). Debt funds give 6-8%. Use 12% as a conservative estimate for diversified equity SIP calculations.
FV = P � [(1+r)^n � 1]/r � (1+r), where P = monthly SIP, r = monthly rate (annual rate � 12 � 100), n = number of months. This assumes end-of-month investments.
For long-term goals (7+ years), SIP in equity funds has significantly outperformed FDs historically. But SIP returns are market-linked and not guaranteed, unlike FD returns.
Find out how much monthly SIP you need to invest today to reach your financial goal amount.
Calculate returns from a SIP where you increase your investment amount annually by a fixed percentage.
Calculate the future value of a one-time lumpsum investment at an expected annual return rate.