Calculate how much more wealth you create by increasing your SIP amount by a fixed percentage every year � aligned with salary hikes.
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Calculate Step-Up SIP
All offer free direct mutual funds. Choose the platform that fits your style — and watch that money grow.
| Platform | MF Commission | Funds | Key Feature | Rating | |
|---|---|---|---|---|---|
GRW Groww TOP | Free MF | 5,000+ | Simplest UI for beginners | ★★★★★ | Sign Up |
ZER Zerodha Coin FREE | Free | 3,500+ | India's largest broker | ★★★★★ | Sign Up |
AGN Angel One MF | Free MF | 4,000+ | Free demat + AI-led research | ★★★★☆ | Sign Up |
PYT Paytm Money | Free MF | 4,500+ | Built-in goal planning | ★★★★☆ | Sign Up |
ETM ET Money | Free MF | 3,000+ | Smart Deposit + tax-saver flows | ★★★★☆ | Sign Up |
KUV Kuvera | Free | 6,000+ | Family portfolio tracking | ★★★★☆ | Sign Up |
UPS Upstox MF | Free MF | 3,500+ | Combined stocks + MF in 1 app | ★★★★☆ | Sign Up |
ICD ICICI Direct MF | ₹0 MF | 5,000+ | Bank-backed, trusted by HNIs | ★★★☆☆ | Sign Up |
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Browse all funds on GrowwZero commission on direct mutual funds. Compare fund choice, features and ratings before you pick.
| Platform | MF Commission | Funds | Key Feature | Rating | |
|---|---|---|---|---|---|
GRW Groww TOP | Free MF | 5,000+ | Simplest UI for beginners | ★★★★★ | Sign Up |
ZER Zerodha Coin FREE | Free | 3,500+ | India's largest broker | ★★★★★ | Sign Up |
AGN Angel One MF | Free MF | 4,000+ | Free demat + AI-led research | ★★★★☆ | Sign Up |
PYT Paytm Money | Free MF | 4,500+ | Built-in goal planning | ★★★★☆ | Sign Up |
ETM ET Money | Free MF | 3,000+ | Smart Deposit + tax-saver flows | ★★★★☆ | Sign Up |
KUV Kuvera | Free | 6,000+ | Family portfolio tracking | ★★★★☆ | Sign Up |
UPS Upstox MF | Free MF | 3,500+ | Combined stocks + MF in 1 app | ★★★★☆ | Sign Up |
ICD ICICI Direct MF | ₹0 MF | 5,000+ | Bank-backed, trusted by HNIs | ★★★☆☆ | Sign Up |
Affiliate links — we may earn a commission at no cost to you. Mutual fund investments are subject to market risk.
Browse all funds on GrowwA step-up SIP (also called top-up SIP) automatically increases your SIP amount by a fixed percentage every year. This aligns with your salary hikes, helping you invest more as you earn more.
A 10�15% annual step-up is generally recommended, aligned with typical salary hike percentages. Even a 10% step-up can significantly boost your final corpus compared to a flat SIP.
A step-up SIP of ?5,000/month with 10% annual increase, at 12% return over 15 years, creates about 40% more wealth than a flat ?5,000 SIP over the same period.
Zero commission on direct mutual funds. Compare fund choice, features and ratings before you pick.
| Platform | MF Commission | Funds | Key Feature | Rating | |
|---|---|---|---|---|---|
GRW Groww TOP | Free MF | 5,000+ | Simplest UI for beginners | ★★★★★ | Sign Up |
ZER Zerodha Coin FREE | Free | 3,500+ | India's largest broker | ★★★★★ | Sign Up |
AGN Angel One MF | Free MF | 4,000+ | Free demat + AI-led research | ★★★★☆ | Sign Up |
PYT Paytm Money | Free MF | 4,500+ | Built-in goal planning | ★★★★☆ | Sign Up |
ETM ET Money | Free MF | 3,000+ | Smart Deposit + tax-saver flows | ★★★★☆ | Sign Up |
KUV Kuvera | Free | 6,000+ | Family portfolio tracking | ★★★★☆ | Sign Up |
UPS Upstox MF | Free MF | 3,500+ | Combined stocks + MF in 1 app | ★★★★☆ | Sign Up |
ICD ICICI Direct MF | ₹0 MF | 5,000+ | Bank-backed, trusted by HNIs | ★★★☆☆ | Sign Up |
Affiliate links — we may earn a commission at no cost to you. Mutual fund investments are subject to market risk.
Browse all funds on GrowwCalculate the maturity amount and wealth gained from a monthly SIP investment over any time horizon.
Find out how much monthly SIP you need to invest today to reach your financial goal amount.
Calculate the future value of a one-time lumpsum investment at an expected annual return rate.