Calculate your Fixed Deposit maturity amount and effective interest rate. Compare different compounding frequencies to find the best option.
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That’s ₹789 more than the lowest-yielding bank. Pick wisely.
| Bank | 1Y Rate | 5Y Rate | Your Maturityin 1 yrs | Senior Bonus | |
|---|---|---|---|---|---|
AU AU Small Finance Bank BEST | 7.25% | 7.75% | ₹1.07 L | +0.5% | Open FD |
IND IndusInd Bank | 7.00% | 7.50% | ₹1.07 L | +0.5% | Open FD |
SBI State Bank of India | 6.80% | 6.50% | ₹1.07 L | +0.5% | Open FD |
AXS Axis Bank | 6.70% | 7.00% | ₹1.07 L | +0.5% | Open FD |
ICI ICICI Bank | 6.70% | 7.00% | ₹1.07 L | +0.5% | Open FD |
HDF HDFC Bank | 6.60% | 7.00% | ₹1.07 L | +0.5% | Open FD |
IDF IDFC First Bank | 6.50% | 7.25% | ₹1.07 L | +0.5% | Open FD |
KMB Kotak Mahindra Bank | 6.50% | 6.20% | ₹1.07 L | +0.5% | Open FD |
Rates are indicative for general public. Add 0.5% for senior citizens. Subject to change. Affiliate links — we may earn a commission at no cost to you.
Compare all FD ratesThat’s ₹2,714 more than the lowest-yielding bank. Pick wisely.
| Bank | 1Y Rate | 5Y Rate | Your Maturityin 3 yrs | Senior Bonus | |
|---|---|---|---|---|---|
AU AU Small Finance Bank BEST | 7.25% | 7.75% | ₹1.24 L | +0.5% | Open FD |
IND IndusInd Bank | 7.00% | 7.50% | ₹1.23 L | +0.5% | Open FD |
SBI State Bank of India | 6.80% | 6.50% | ₹1.22 L | +0.5% | Open FD |
AXS Axis Bank | 6.70% | 7.00% | ₹1.22 L | +0.5% | Open FD |
ICI ICICI Bank | 6.70% | 7.00% | ₹1.22 L | +0.5% | Open FD |
HDF HDFC Bank | 6.60% | 7.00% | ₹1.22 L | +0.5% | Open FD |
IDF IDFC First Bank | 6.50% | 7.25% | ₹1.21 L | +0.5% | Open FD |
KMB Kotak Mahindra Bank | 6.50% | 6.20% | ₹1.21 L | +0.5% | Open FD |
Rates are indicative for general public. Add 0.5% for senior citizens. Subject to change. Affiliate links — we may earn a commission at no cost to you.
Compare all FD ratesSmall Finance Banks (Unity SFB, Suryoday SFB) offer 8.5�9%+ for certain tenures. Major banks (SBI, HDFC, ICICI) offer 6.5�7.5%. Senior citizens get additional 0.25�0.5%.
For quarterly compounding: A = P � (1 + r/4)^(4t), where r = annual rate, t = years. Effective yield is higher than the nominal rate due to compounding.
Yes. FD interest is fully taxable as per your income tax slab. TDS at 10% is deducted if annual interest > ?40,000 (?50,000 for senior citizens). Submit Form 15G/15H to avoid TDS if income is below taxable limit.
Yes, but most banks charge a 0.5�1% penalty on the applicable rate for premature withdrawal. Some Tax-Saving FDs (5-year lock-in under 80C) cannot be broken early.
That’s ₹2,714 more than the lowest-yielding bank. Pick wisely.
| Bank | 1Y Rate | 5Y Rate | Your Maturityin 3 yrs | Senior Bonus | |
|---|---|---|---|---|---|
AU AU Small Finance Bank BEST | 7.25% | 7.75% | ₹1.24 L | +0.5% | Open FD |
IND IndusInd Bank | 7.00% | 7.50% | ₹1.23 L | +0.5% | Open FD |
SBI State Bank of India | 6.80% | 6.50% | ₹1.22 L | +0.5% | Open FD |
AXS Axis Bank | 6.70% | 7.00% | ₹1.22 L | +0.5% | Open FD |
ICI ICICI Bank | 6.70% | 7.00% | ₹1.22 L | +0.5% | Open FD |
HDF HDFC Bank | 6.60% | 7.00% | ₹1.22 L | +0.5% | Open FD |
IDF IDFC First Bank | 6.50% | 7.25% | ₹1.21 L | +0.5% | Open FD |
KMB Kotak Mahindra Bank | 6.50% | 6.20% | ₹1.21 L | +0.5% | Open FD |
Rates are indicative for general public. Add 0.5% for senior citizens. Subject to change. Affiliate links — we may earn a commission at no cost to you.
Compare all FD ratesSee the power of compound interest — calculate how your money grows with different compounding frequencies.
Calculate Public Provident Fund maturity amount with yearly deposits at the current 7.1% PA interest rate.
Calculate Recurring Deposit maturity amount with monthly deposits at bank or post office interest rates.