Calculate your FIRE number � the corpus needed to retire early and live off investments forever. Uses the proven 4% safe withdrawal rule.
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Calculate FIRE Date
Every month you delay costs you lakhs in compounding. Pick a platform and set up your first SIP now.
| Provider | Type | Why pick this | |
|---|---|---|---|
GRW Groww Retirement | Platform | Curated retirement-focused MF baskets | Start SIP |
ZER Zerodha Coin | Platform | Direct MFs — zero commission for life | Open Account |
ETM ET Money Retirement | Platform | Goal-based retirement planner built-in | Plan FIRE |
KUV Kuvera | Platform | Family portfolio + tax harvesting | Open Kuvera |
Returns based on government-declared rates and historical performance. Affiliate links — we may earn a commission at no cost to you.
Browse retirement fundsEvery month you delay costs you lakhs in compounding. Pick a platform and set up your first SIP now.
| Provider | Type | Why pick this | |
|---|---|---|---|
GRW Groww Retirement | Platform | Curated retirement-focused MF baskets | Start SIP |
ZER Zerodha Coin | Platform | Direct MFs — zero commission for life | Open Account |
ETM ET Money Retirement | Platform | Goal-based retirement planner built-in | Plan FIRE |
KUV Kuvera | Platform | Family portfolio + tax harvesting | Open Kuvera |
Returns based on government-declared rates and historical performance. Affiliate links — we may earn a commission at no cost to you.
Browse retirement fundsFIRE stands for Financial Independence, Retire Early. The goal is to accumulate enough wealth that investment returns cover all living expenses, allowing you to stop working whenever you choose.
The 4% rule (Trinity Study) says you can safely withdraw 4% of your portfolio annually without depleting it over 30 years. So FIRE corpus = 25� your annual expenses.
For monthly expenses of ?50,000 (?6L/year), FIRE corpus = 25 � ?6L = ?1.5 Crore. For ?1L/month expenses: ?3 Crore. However, inflation and India-specific factors should be considered.
(1) Increase income (skills, promotion, side income), (2) Reduce expenses (higher savings rate), (3) Invest aggressively in equity SIPs, (4) Avoid lifestyle inflation, (5) Pay off debt quickly.
Every month you delay costs you lakhs in compounding. Pick a platform and set up your first SIP now.
| Provider | Type | Why pick this | |
|---|---|---|---|
GRW Groww Retirement | Platform | Curated retirement-focused MF baskets | Start SIP |
ZER Zerodha Coin | Platform | Direct MFs — zero commission for life | Open Account |
ETM ET Money Retirement | Platform | Goal-based retirement planner built-in | Plan FIRE |
KUV Kuvera | Platform | Family portfolio + tax harvesting | Open Kuvera |
Returns based on government-declared rates and historical performance. Affiliate links — we may earn a commission at no cost to you.
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