Income Tax Calculators

India's income tax rules change every year — new slabs, revised rebates, tweaked deductions. Getting it wrong costs you money in two ways: you either overpay because you missed a deduction, or you underpay and face interest under Section 234A/B/C.

Our income tax calculators cover every scenario a salaried or self-employed taxpayer faces in India. Compare old regime vs new regime side-by-side to see which one saves you more for FY 2025-26. Compute your exact tax liability including the 12.5 lakh rebate under the new regime, standard deduction, HRA exemption, 80C, 80D and NPS deductions under the old regime.

The salary calculator converts your CTC into your actual in-hand pay — breaking out Basic, HRA, Special Allowance, PF (employer + employee), professional tax and income tax. Use it before negotiating your next offer so you know exactly what you'll take home.

HRA exemption is one of the most under-claimed deductions. The calculator computes the least of three values — actual HRA received, 50%/40% of basic salary (metro vs non-metro), and actual rent minus 10% of basic — to find your exact exemption amount.

Gratuity becomes payable after 5 years of continuous service. The calculator applies the formula under the Payment of Gratuity Act 1972 to tell you exactly what you or your employee is entitled to on exit.

All calculators are updated for FY 2025-26 and are completely free with no login required.