Calculate your HRA tax exemption under Section 10(13A). See all three conditions and find the minimum exempt amount based on your HRA, basic salary, and rent paid.
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Calculate HRA Exemption
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File on ClearTaxHRA exemption is the minimum of: (1) Actual HRA received from employer, (2) Rent paid minus 10% of Basic Salary, (3) 50% of Basic Salary (metro) or 40% (non-metro).
No. HRA exemption is only available under the old tax regime. If you opt for the new regime, HRA is fully taxable.
Mumbai, Delhi, Kolkata, and Chennai are considered metros (50% of basic). All other cities including Bangalore, Hyderabad, Pune, Ahmedabad are non-metro (40% of basic).
You need rent receipts from your landlord. If annual rent exceeds ?1 lakh, you also need the landlord's PAN number. Rent agreement is advisable.
Compare tax liability side-by-side under old and new income tax regimes. Find which regime saves you more money.
Calculate income tax under the old regime with deductions like 80C, 80D, HRA exemption and standard deduction.
Calculate your take-home salary from CTC. See breakup of basic pay, HRA, PF, professional tax and net in-hand salary.